2270451
  • Senior Auditor-Credit Jobs in Abu Dhabi - 2270451

    Al Masraf
  • 4 - 9 Years
  • Abu Dhabi,Dubai - United Arab Emirates
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Job Description

To plan, and lead or participate as a member in credit reviews of the portfolio quality of corporate, commercial, financial institution and retail borrowers and associated Credit Risk Management Process Coach and guide the Credit Examiners Produce a balanced report highlighting the risk issues supplemented with practical recommendation Keep a track on the portfolio risk and credit risk management process through desk monitoring

PRINCIPAL ACCOUNTABILITIES

Evaluates the Portfolio Quality (PQ) and associated Credit Risk Management Process (CRMP) in terms of the standards established in the Credit Policy Assessment of CRMP includes review of the adequacy and effectiveness of Portfolio Planning, Organization & Staffing, Risk Recognition, Credit Applications, Credit Approval, Account Management, Loan Documentation, On-going Loan Admin & MIS
2 Identifies credits having potential weaknesses so that timely actions can be taken
3 Assesses the adequacy of the provision of impaired advances
4 Prepare plan for individual on-site credit exam
5 Review efficiently of credit portfolio to address the major risks associated with subject portfolio under review
6 Keeps an on-going interaction with the Unit management clarifying the credit issues and obtain their buy-in
7 Keeps Manager-Credit Review abreast on the development of the review
Conduct exit meeting with the Unit to discuss all the issues and remove
factual inaccuracies
Prepare draft report, executive summary and related action plan for review of Manager-Credit Review & Head-Internal Audit The report should be well balanced with focus on risk issues and supplemented with practical suggestions
9 After the review & editing, prepare the final version for sign-off and ensure its dispatch to all recipients
10 Completion of Working Paper Files adhering to Departments standards
11 Monitor the Action Plan with the Unit till final resolution
12 Maintains positive and professional relationships with line management to share common concerns on credit issues
13 Provides input for the revision of credit review programsapproach to achieve specific objectives in more effectiveefficient manner
14 Participates in the review of Credit Policy and related procedures and provide practical suggestions for revision
15 As part of desk monitoring, review various MIS periodically received from assigned Units to surface risk or process weaknesses
16 Keeps informed about improvements and current developments in banking environment, and in credit review & risk management standards, procedures, and techniques Assists new team members to assimilate with the environment of the Dept

JOB CONTEXT

( Internal or external environment in which the job operates)
Undertaking fieldwork in the context of internal audit examinations of the bank diversified activities and operations Execute the work in coordination with the team members and in line with departmental standards and within agreed time frames The position calls for interaction with auditee staff usually at supervisory, lower and middle management levels, with whom positive working relationships have to be maintained

Profile Summary

Type:Company Job

Eligibility:CA Inter(Chartered Accountant), Chartered Accountant(Chartered Accountant), Diploma, Bachelor of Commerce(Commerce).

Industry:Banking / Financial Services / Broking

Function:Accounts / Taxation / Audit / Company Secretary

Deadline:15th Feb 2020

Desired Candidate Profile

Audit, Auditing, CA, CPA, Senior Auditor-Credit, CIA

Company Profile

Not Mentioned



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